Team Member Level: Partners

Federico Ottenio is the President of MCare1 Agency. Federico has two decades of experience in Medicare sales and is a respected leader in the industry. He is known throughout the New York tri-state area for his consistent top performance and track record of success, and has earned multiple awards from some of the largest health..

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Enriz Ramirez is the CEO of MCare1 Agency. With over 25 years of experience in Medicare sales management and community-based marketing, Enriz is a respected leader in the New York tri-state area. He’s known for his deep industry knowledge, agent development expertise and entrepreneurial success. A proud U.S. Army Veteran, Enriz earned several military awards..

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Steve Gross is the CFO of Hegemon Group International (HGI). Steve Gross is the Founder Emeritus of HLB Gross Collins, P.C. He was a Regional Managing Partner, National Director of Business Consulting and a member of the Executive Committee of a Chicago-based international accounting firm. Steve founded Gross Capital Partners, LLC and The Gross Consulting..

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Ricardo Aguilar is the Founder of TCO (The Chosen Ones).  Overcoming adversity with faith, discipline and vision, Ricardo has built a thriving organization focused on leadership, service and personal growth. As the founder of TCO, Ricardo specializes in team development, business expansion and creating a culture where individuals feel protected, supported and empowered to succeed. ..

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Erika Aguilar is the Founder of TCO (The Chosen Ones).  Driven by a deep commitment to learn, grow and help others succeed, Erika is a passionate leader whose career is based on perseverance, mentorship and service. After spending several years working in a warehouse, Erika found opportunity in the insurance industry. She then built TCO..

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Andy Riddle is the President and CEO of Alliance Arete Financial. Andy is a seasoned and proven professional with more than 25 years of experience in financial services. While serving as a Vice President at a leading financial institution, he discovered the vast potential of insurance. This prompted him to begin working part-time in the..

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David “Dave” Cheatham is the President of Family Financial Solutions Group (FFSG). With more than 22 years of experience in the insurance and financial services industries, Dave has coached thousands of agents — many of whom have doubled or tripled their production under his guidance. A published author and respected national speaker, Dave has built..

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Neil Booth is the Chief Executive Officer of Medicare by AMA.  Originally from Northampton, England, Neil moved to the United States more than a decade ago to help advance the legacy of a family-run insurance agency. After witnessing the challenges of healthcare access in his home country, Neil became passionate about empowering Americans to get the..

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Cecelia Brown is the President of BBHA Insurance Services. Cecelia began her Medicare insurance career in 1983, selling California’s first Medicare Advantage-type plan throughout the state. Her expertise in Medicare products and marketing led her to open one of the first Medicare brokerages in California in 1997, which enrolled over 30,000 members in just three..

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Myrlande Charles is the President of Elite Quality Insurance Group. A proud Haitian-Bahamian, and the eldest of three children in a family of migrant parents, Myrlande’s commitment to service was shaped by her upbringing and her parents’ unwavering dedication to community. The strong values they instilled have continually guided her, both personally and professionally. Motivated..

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Cindy Kien is the CFO of Phoenix Star Insurance Agency. With a degree in business studies from the University of California, Santa Barbara, Cindy entered the financial services industry with a strong desire to grow, serve others and build lasting client relationships. In 2008, she discovered the Medicare market — a turning point that would..

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Allan Ly is the CEO of Phoenix Star Insurance Agency. Allan began his career in the insurance industry as an independent agent in 2001, after earning a finance degree from California State University, Fullerton. Early on, he focused on a wide range of insurance products, striving to build a strong foundation across various areas of..

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